Image from imgfave.com

It didn’t used to be this easy.

I know the changing game has made a lot of good people nervous. But, as a creative, I feel this new business world has been tailor-made with me in mind.

When Melissa asked me to guest post on The Frugal Style – I was elated! First because of the mad love I have for this blog – and second because this season in my life is teaching me great deal about the art of embracing both frugality and wealth.

These days, it’s easier than ever – not only to start your own business, but to do it with little or no start-up money. I’d like to share with you some of my favourite resources for savvy entrepreneurs.

I’ve had an ongoing love affair with the library since I was 15. I can get lost in a pile of books for hours. Nay, days. Since I began building brandyglows, the space where free books grow has taken on new meaning.

Scope out the business section and you can learn the equivalent of an MBA. Or, hone your craft. …

Say goodbye to coupon searching and clipping -

Is your wallet stuffed, and not in a good way?  Reward cards got you weighed down?  Does your wallet look like this one?  Mine sure needs help staying closed most times.   The other day I was in a long line at my local pharmacy and the woman in front of me had to get out of line to rummage through her purse for her rewards card.  You know the cards, and keychain cards nearly every store has these days so you can collect points and receive discounts?

Well, to help you tighten up your belt have a look-sey at this organizational tool!

This  FREE smart phone app  Cardstar is genius!  What is Cardstar?
CardStar stores all (including CVS, Walgreens, Best Buy, Petco and many, many, more) of your rewards cards in a single app so you’ll never forget them again, and get real-time access to coupons, deals and exclusive offers from your favorite retailers. Just enter your membership number and CardStar creates a digital card for you, with the highest rate of scanning success.

The retailer just scans your phone! They can also key in your …

I wanted to share a great article on credit scores by Evan Silverman of William Paid. He was kind enough to write this for The Frugal Style, and I think the information is very important for everyone.  I have never been very well informed about my credit score.  I only knew the basics…that it’s the number they use to approve people for loans, credit cards, etc.  However, Evan’s article is wonderful, and really explains the nuts and bolts of how they come up with your credit score.

_____

Demystifying that Three Digit Number – Your Credit Score

By: Evan Silverman

Recent figures provided by FICO Inc. show that nearly 43.4 million people now have a credit score below 600, which labels them as poor risks for lenders. That is more than one in four Americans. Historically, only 15% of consumers fell within this category.

While I may not be able to help you pay your bills on time, I can help you understand what goes into your credit score. By understanding the nuts and bolts, you can …